Suchergebnisse

Study conducted in Indore Division, Madhya Pradesh, India

In February 1985, Hui Tong Urban Co-operative Bank, China's first new private bank since 1949, opened for business in Chengdu City in Sichuan Province. The bank was set up by a group of young economists from the Sichuan Academy of Social Sciences and university teachers in Chengdu City.

In February 1985, Hui Tong Urban Co-operative Bank, China's first new private bank since 1949, opened for business in Chengdu City in Sichuan Province. The author explores the new bank against the backdrop of China's general financial reform and the economic development to Sichuan and looks at the economic role and performance of the bank. (DÜI-Sen)

The hegemonic 'smart city' approach in the European H2020 institutional framework is slowly evolving into a new citizen-centric paradigm called the 'experimental city'. While this evolution incorporates social innovations—including urban co-operative platforms that are flourishing as (smart) citizens are increasingly considered decision-makers rather than data providers—certain underlying ethical and democratic issues concerning the techno-politics of data remain unresolved.

Urban Co-operative Banks (UCBs) are an important part of the financial system in India. It is, therefore, necessary that the UCBs emerge as a sound and healthy network of jointly owned, democratically controlled, and ethically managed banking institutions providing need based quality banking services, essentially to the middle and lower middle classes and marginalized sections of the society. The present study is focused on examining the borrowers preference of Urban Cooperative Banks. The study is an attempt made to examine the extent of borrower purchase behavior influenced by Urban Cooperative Banks in Gulbarga District of Karnataka State and its impact on augmenting income, employment generation and improving the living standards of the sample borrowers. The observations in this study are basically based on the field survey (during 2012-13) conducted on 100 sample borrowers who actively visited the Sir M. Vishweshwaraiah Sahakara Bank Niyamita, Gulbarga taluk (50 borrowers) and Shri Mahatma Basaveshwara Cooperative Bank Ltd, Afzalpur taluk (50 borrowers). It has been found that UCBs are important crowd pullers and played an important role in improving the living style, social status, improving their business based on borrowers interest and their positive involvement at the Urban Cooperative Banks of the sample selected Gulbarga taluk and Afzalpur taluk in Gulbarga district of Karnataka. Most of the borrowers reported that UCBs are provided several types of loans facilities as per members convenience with low rate of Interest.